Vantive: A New Company Built on Our Legacy

Since last year, Baxter has been on a journey to separate our Kidney Care segment into a standalone company. Vantive* will build on our nearly 70-year legacy in acute therapies and home and in-center dialysis to provide best-in-class care to the people we serve. We believe Vantive will not only build our leadership in the kidney care space, it will also offer meaningful work to those who join us.

At Vantive, you will become part of a community of people who are focused, courageous and don’t settle for the mediocre. Each of us are driven to help improve patients’ lives worldwide. Join us as we revolutionize kidney care and other vital organ support.

*Completion of the proposed sale of Vantive to funds managed by the Carlyle Group is subject to receipt of customary regulatory approvals and satisfaction of other closing conditions.

Sr. Analyst, Credit

About Us:

Our products and therapies touch the lives of millions of people around the world every day, which is why we are focused on transformative innovations that bring smarter, more personalized care to all of us. For 87 years and counting, we have been at the critical intersection where the ideas that save and sustain lives meet the providers who make it all happen. And now, we are determined to realize our boldest opportunities to transform global healthcare for years to come.

Job Description:

Your role at Baxter

The Credit Senior Analyst is responsible for evaluating customer credit worthiness and potentials risks for new customers, routine reassessment of credit terms and limits on existing customers, and manually evaluating and releasing orders on hold based on appropriate approvals for a specific region, relationship with collections and strong partnership to support Receivables improvement.

What you'll be doing

• Evaluate the creditworthiness of new customers leveraging the Credit Integration Solution and C2C Technology toolset
• Monitor changes in existing customer creditworthiness by utilizing market-based leading indicators, changes in counterparty exposures and alerts from Credit Integration Solution
• Set-up and manage the credit limit of existing customers within the region
• Manage the automated credit review process and process credit review cases which require manual intervention and approvals
• Process online credit applications for new customers within the region
• Evaluate and release orders on hold which were not automatically released based on predefined automation rules
• Constantly monitor the credit release and automation rules and enhance the criteria to ensure high-level of automation
• Collaborate with Accounts Receivable specialists regarding customer status and scenarios
• Proactively communicate with customers regarding credit requirements
• Engage with appropriate Sales or other Commercial teams regarding customer credit requests
• Enhance credit reporting accuracy and efficiency through collaboration with IT and external technology vendors
• Manage and monitor bank guarantees, letters of credit, cash collateral and netting agreements (as applicable for the region)
• Partner with the Credit Team Lead and Credit GPO to continuously standardize and improve the credit and risk management process for the region and globally
• Keep up to date with global credit best practices, trends and technology improvements; provide guidance and design innovative credit risk management solutions to the organization.
• Process improvement mindset and skills for team and projects process support

Critical Competencies Required

• Bachelor degree in Finance or Accounting or 2 years of minimum related field studies
• 3+ years experience in SSC or similar corporate role with primary focus on credit and risk management
• Experienced user of Credit Integration Solution or equivalent credit scoring tool
• Experienced user of the C2C Technology Credit Module
• International credit management experience (desirable Americas (UCAN & LATAM)
• Functional knowledge of the accounts receivable processes
• Solid understanding of financial statements and analysis
• Understanding of commercial credit processes
• Experience working in a SOX regulated environment
• Process Improvement skills and experience (desirable)
• Strong knowledge of Excel, Power BI, other similar tools
• B2+ English

What you'll bring

• Good customer communication skills (Internal and external)
• Problem solving skills
• Process Improvement experience
• Highly organized
• Innovation mindset

Reasonable Accommodations

Baxter is committed to working with and providing reasonable accommodations to individuals with disabilities globally. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the application or interview process, please click on the link here and let us know the nature of your request along with your contact information.

Recruitment Fraud Notice

Baxter has discovered incidents of employment scams, where fraudulent parties pose as Baxter employees, recruiters, or other agents, and engage with online job seekers in an attempt to steal personal and/or financial information. To learn how you can protect yourself, review our Recruitment Fraud Notice .